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Welcome to the "Read" page of Medicare World News Alert®!

Getting Started

In this section of Medicare World News Alert®, you can read about the many choices and options you have with the individual “parts” of Medicare.

These readings will help you answer the following questions:

When am I eligible for Medicare?
What are the individual parts of Medicare?
What is Medicare “Part A”, “Part B”, “Part C” and “Part D”?
…and many more!


To learn more about a specific topic, please click on one of the options below to read more, then come back and select another topic! Once your main questions are answered and you understand the different components of Medicare that are available, you can feel free to move on to the next step: The “Learn” Page, which will help you understand the many governmental resources you have available to you for your Medicare enrollment decision.

Medicare Annual Enrollment Checklist

Our Medicare Annual Enrollment Checklist helps you choose the best Medicare plan to meet your unique needs and budget. The Annual Enrollment Period (AEP) occurs every year between October 15 and December 7. 1. Create a List of Current Providers …. Your list should include all healthcare providers you currently use: Doctors (both primary care […]

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Medicare and Medicaid

The Difference Between Medicare and Medicaid With such similar sounding names, it can be easy to confuse Medicare and Medicaid. Add in the fact that both are government-run programs designed to help beneficiaries pay for healthcare costs, and it’s no wonder many people confuse the two. In reality, each program has vastly different requirements and […]

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Preventative Care

Your Preventive Care and Medicare Like most health insurance, Medicare covers a variety of preventive care services. The reason? Preventive care is less expensive than treatment. Luckily, what’s good for Medicare’s bottom line is also good for your health. Welcome to the Medicare Preventive Visit and Yearly Wellness Exam Once you sign up for Medicare […]

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Medicare Deductible

Your Medicare Deductible   Like most insurance, Medicare beneficiaries have a variety of out-of pocket costs. One of these is the Medicare deductible. Every benefit  period, you must meet the deductible before Medicare begins paying its  share of covered costs.  Medicare Part A Deductible  The Medicare Part “A” deductible is for each initial benefit period […]

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Late Enrollment Penalties

Late Enrollment Penalties (Medicare Part B and Part D) Nobody wants to spend more than they have to on their healthcare coverage (or anything else, for that matter). So, if you’re eligible for Medicare, make sure you’re enrolled in Part B (medical insurance) and Part D (prescription drug coverage). If you wait too long, you’ll […]

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When To Enroll In Medicare

Your Medicare Enrollment Is not Automatic Many people are surprised to learn that they are not automatically enrolled in Medicare Parts A and B. This is particularly true now that the retirement age (as per Social Security) is either 66 or 67. Previously, if you received Social Security benefits at age 65, you received your […]

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Selecting A Medicare Plan

Consider the following when determining which Medicare coverage is right for you: Medicare Parts A & B + Medicare Supplement Plan…. Your Choices and Options…. What you can expect: Accepted by any doctor or hospital that accepts Medicare Parts A & B patients. Acceptance is wider than that of most Medicare Advantage Plans. For some […]

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Comparing Medicare Plans

As an enrollee in the Medicare system, it is important to consider your choices and options for health care. Although there are many people who fall under the coverage of Medicare, individual coverage can differ greatly due to the numerous options for coverage and benefits. It’s important to compare your medicare plan options to ensure […]

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Medicare Supplement

Medicare Supplement / Medigap Plans… Choices and Options Medicare supplement plans are sometimes called “Medigap Policies.” These plans can help pay for health care costs like co-payments, coinsurance and deductibles, which Medicare Parts A and B don’t cover. If the cost of your medical treatment is exceptionally high, a Medicare supplement plan could be very […]

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Medicare Part D

Medicare Part D Prescription Drugs Coverage) Medicare Part D prescription drug coverage helps beneficiaries pay for covered prescription drugs bought at certain centers, including retail locations and pharmacies. This benefit could help reduce prescription drug costs significantly. Where to Get A Medicare Part D Prescription Drug Plan Prescription drug coverage is available to every Medicare […]

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Medicare Part C

Medicare Advantage (Part C) Medicare Advantage plans allow you to receive your benefits from a private insurance company approved by Medicare. If you have Medicare Part A and Medicare Part B, you can receive your benefits from a Medicare Advantage plan. Medicare Advantage plans are not supplemental insurance, but rather health insurance plans of their […]

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Medicare Part B

Medicare Part B Coverage Medicare Part B Insurance Coverage and Services Medicare Part B generally covers two main types of service. The first is medically necessary services and supplies that are needed to treat or diagnose your medical condition. These must also meet accepted standards of medical practice. The second type of service that Medicare […]

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Medicare Part A

Medicare Part A “Hospital Insurance” Medicare Part A is sometimes called “Hospital Insurance.” In general, it covers inpatient care in hospitals, care in skilled nursing facilities, home health services, and hospice care. It can even help cover nursing home care (as long as it is not custodial or long-term care). Medicare Part A Enrollment Some […]

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When Am I Eligible for Medicare?

The U.S. government established Medicare, a health insurance system, to help U.S. residents who meet certain criteria meet the costs of their healthcare. There are various ways you can qualify:​ Age-Related Medicare: Turning 65, “Aging In” Most people meet Medicare’s eligibility requirements the year they turn 65. However, the Initial Enrollment Period (IEP) actually lasts […]

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Moving from Group Insurance to Medicare

What to Expect When You Leave Your Group Plan

Ready to make the switch to Medicare?

Download our "Group To Medicare" guide to explore the options available to you and to plan out the best coverage for your situation.
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All Done?

Once you’re finished reading, you’re ready to move on to the “Learn” phase of the site. Click below to go to the next step and learn what governmental resources are available to you that will assist you in your enrollment process.
Take Me To The Learn Page

Learn

On this page, you will learn about Medicare using the many educational resources that are available to you here on the Medicare World News Alert® website.

Access easy to understand videos and simple breakdowns, then review the governmental resources available to you to assist with your Medicare enrollment decision.

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Webinar

Sign up for our free, on-demand webinar for a deep dive into the very important details about Medicare! This presentation is made to be simple yet thorough, and is only available here on the Medicare World News Alert® website!

If you’re confused at all about the Medicare process, or would just like to learn more about the finer points of Medicare, visit here to watch now!

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Newsletter

We work very hard each month to compile a useful Newsletter for your benefit!

Our monthly newsletter is complete with the latest information and news from Medicare, exclusive deals available only to our members, information on community events, various resources to help you stay fit and healthy, and much more!

If you’d like to stay in the know, click or tap “Sign Up” below and tell us where you’d like us to send it!

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Fill out the form below if you’d like us to reach out to you, or you may simply call the number listed below for immediate assistance.

Customer Testimonials

I have been a client of Tim Specht for approximately two and a half years. During that time my wife and I have been extremely satisfied with the excellent job Tim Specht has done for us.

Tim Specht and his business provide a professional insurance service that is based on our needs and circumstances. He takes the time to explain the options available to us, and with an unbiased opinion, helps in choosing which plan will work best for us.

​You want the truth. Tim Specht has saved us a boatload of money by helping us choose a great plan based on what we need. I like the fact that Tim Specht has an A+ rating with Louisville’s Better Business Bureau. Tim Specht also sends out a regular mailing and is available 24 hours a day.

Thank you,
Gregory G.

My husband and I have worked with Tim Specht for many years to determine which Medicare Supplement and Prescription coverage is best for us.

Tim Specht is knowledgeable of the various levels of coverage and the advantages and disadvantages for us for our personal needs.

Tim Specht is always available for questions and suggestions and returns calls promptly. We are confident that he works in the best interest of his clients.

Nancy B.

Thank you so much for all of your assistance! You made it as easy as it can be!

Cindy J.
BBB Accredited Business
Tim Specht, CSA
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